Post by Beryl on Apr 21, 2005 18:41:40 GMT
The information below is outlined in general terms and is merely to encourage people to find out more if they feel they may be entitled. It would be impossible to cover every person's individual circumstances in this forum.
Pensions: The benefit is taxable. The benefit is paid to people over pension age (women 60 years, men 65 years) who have paid enough National Insurance contributions and who have worked for a minimum of 30 years.
You cannot claim a pension if you are already receiving other earning replacement benefits namely: Incapacity Benefit: Employment and Support Allowance: Carer's Allowance: Bereavement Benefits.
The benefit is not means tested; this means that your savings and income are not assessed. You can even continue earning a wage and it is not affected. Your benefit entitlement relies on your history of National Insurance contributions.
Four different types of pension:
Category A Pension:
Paid to people who have paid Class 1, Class 2 or Class 3 National Insurance contributions throughout their working life. Amount paid: £97.65 per week.
Category B pension:
Paid to the survivor of a marriage or civil partnership on the basis of their late husband's, wife's or civil partner's National Insurance contribution record. (Again payment of Class 1,2 or 3 NI contributions) A surviving partner can also claim a pension if the late partner died as the result of an Industrial Injury.
Amount paid £97.65 per week.
Category C pension:
Benefit is paid to a Dependant spouse in a marriage or civil partnership. The retired spouse must have fulfilled the conditions for a full pension in their own right : Both must be over pension age : Amount is paid as an addition to the main pension: £58.50.
Category D pension:
For people over 80 who haven't paid any National Insurance contributions.
You must not be entitled to another retirement pension, which is more than a Category D pension. Amount paid: £58.50
If you are worse off on your pension you may be entitled to a pension credit, housing benefit or council tax benefit. These are means tested supplements and all of your income will be taken into account and any savings over £10,000.
If you are on Disability Living Allowance or Attendance Allowance you may be entitled to extra pension credit. It is always important to investigate whether you or/and your spouse are entitled to either of these benefits.
Further advice or advice in more detail to take into account individual circumstances can be obtained from your local benefits office, Citizen's Advice Bureau or Charities for older people such as Help the Aged.
Advice and forms can also be obtained from:
The Pensions Direct
Tyneview Park
Benton
Newcastle upon Tyne
NE98 1BA
Telephone: 0845 301 3011
Textphone: 0845 301 3012
Pensions: The benefit is taxable. The benefit is paid to people over pension age (women 60 years, men 65 years) who have paid enough National Insurance contributions and who have worked for a minimum of 30 years. You cannot claim a pension if you are already receiving other earning replacement benefits namely: Incapacity Benefit: Employment and Support Allowance: Carer's Allowance: Bereavement Benefits.
The benefit is not means tested; this means that your savings and income are not assessed. You can even continue earning a wage and it is not affected. Your benefit entitlement relies on your history of National Insurance contributions.
Four different types of pension:
Category A Pension: Paid to people who have paid Class 1, Class 2 or Class 3 National Insurance contributions throughout their working life. Amount paid: £97.65 per week.
Category B pension: Paid to the survivor of a marriage or civil partnership on the basis of their late husband's, wife's or civil partner's National Insurance contribution record. (Again payment of Class 1,2 or 3 NI contributions) A surviving partner can also claim a pension if the late partner died as the result of an Industrial Injury.
Amount paid £97.65 per week.
Category C pension: Benefit is paid to a Dependant spouse in a marriage or civil partnership. The retired spouse must have fulfilled the conditions for a full pension in their own right : Both must be over pension age : Amount is paid as an addition to the main pension: £58.50.
Category D pension:For people over 80 who haven't paid any National Insurance contributions.
You must not be entitled to another retirement pension, which is more than a Category D pension. Amount paid: £58.50
If you are worse off on your pension you may be entitled to a pension credit, housing benefit or council tax benefit. These are means tested supplements and all of your income will be taken into account and any savings over £10,000.
If you are on Disability Living Allowance or Attendance Allowance you may be entitled to extra pension credit. It is always important to investigate whether you or/and your spouse are entitled to either of these benefits.
Further advice or advice in more detail to take into account individual circumstances can be obtained from your local benefits office, Citizen's Advice Bureau or Charities for older people such as Help the Aged.
Advice and forms can also be obtained from:
The Pensions Direct
Tyneview Park
Benton
Newcastle upon Tyne
NE98 1BA
Telephone: 0845 301 3011
Textphone: 0845 301 3012